Tuesday, June 14, 2011

What's Eating You at Work?

(This article is obtained from monster.com.sg. I find it so helpful and sharing it here.)

Mad that you were passed over for a big promotion again? Livid that the bootlickers always seem to get ahead in your organization? Perhaps it's time to consider whether the anger itself, however legitimate, is holding you back. Evidence suggests many of us are walking around the office feeling resentful, though we may be unaware of the cumulative toll bitter actions take on our careers and coworkers.

According to a report by Donald Gibson of Fairfield University and Sigal Barsade of Yale University, one out of four employees is substantially angry at work. The study, "The Experience of Anger at Work: Lessons from the Chronically Angry," indicates most workers are not so angry that they're ready to cause the boss physical harm, but they are angry enough to sabotage him.

Workplace anger is not only potentially harmful to the organization, but it can also cause serious health problems, including chronic anxiety, depression, high blood pressure and heart disease. Learning to deal with your anger constructively will improve your well-being and make you a more desirable and promotable employee.

Why Are So Many Employees Angry?
According to Gibson's survey, workplace anger is most often directed at an employee's supervisor or the organization in general. "Feelings of anger at the individual level are a signal that a wrong has been committed or that goals are being blocked," Gibson says.

I spoke with twelve employees from a variety of businesses about their anger at work. Each felt that one or more of the following caused the anger:


Employee was promised a raise, promotion or important project, and it did not happen.

Employee was told to do something he felt was wrong or incorrect.

Employee could not live up to a supervisor's expectations, because the expectations were too high or continuously changing.

Supervisor was a micromanager and criticized employee frequently.

Employee felt better qualified and skilled than his supervisor.

Another employee doing the same job made more money.
Sometimes the anger may stem from outside sources. Many times, employees are dealing with stressful events in their own lives, and the resulting anger can carry over to the workplace. Divorce, a death in the family, financial pressure, and serious illnesses can all cause an individual to become overwhelmed and irritated. Rarely are we taught to deal with loss and stressful situations, so we tend to bury those feelings, which can turn to anger or rage over time.

Steps to Control Anger Constructively
We all become irritated or angry every now and then. What can we do to control that anger and be more constructive? Gibson, who cowrote "Managing Anger in the Workplace" as a follow-up to the survey, offers the following strategies for controlling anger:


Avoid anger as much as possible. This doesn't mean suppress your feelings, but rather improve your outlook on yourself and life so there are fewer situations in which you would become angry.

Think about your anger and determine if it really makes sense given the situation.

Control your physical response to anger by doing constructive things, such as exercising, getting enough sleep and avoiding alcohol. The healthier you are, the more likely you are to respond appropriately to situations.

Let go of unmanageable anger. Many situations will be out of your control, so it is important to let go of this type of anger. Ask yourself, "Can I resolve whatever it is that's causing this anger?" If you can't, then you need to let it go.

If you feel anger and are having a difficult time dealing with it, see if your company has an Employee Assistance Program (EAP). EAP providers typically allow employees to see therapists in these circumstances. You don't have to live in a state of bitterness, anger or rage. If you deal effectively with your anger, you will increase your chances of being promoted at some point -- and of being an effective leader when the time comes.
When Anger Strikes:


Take several deep breaths.

Repeat a calming word or phrase in your mind, such as "relax" or "stay calm."

Slowly count to ten.

Ask yourself, "How would my favorite leader handle this situation?"

Avoid tensing up your muscles. As soon as you can, close your eyes and consciously think to unclench your jaw and loosen your muscles.

Listen to your favorite music.

When you're feeling angry after you leave work, change clothes as soon as you get home. This simple gesture will help you change your state of mind.

Wednesday, June 8, 2011

Colayco's 10 Commandments to Achieve Financial Freedom

Commandment #1: Pay Yourself First
Commandment #2: Define your financial target at each phase
Commandment #3: Stop spending on things that depreciates in value
Commandment #4: Protect your greatest asset: Yourself
Commandment #5: Grow with the economy and beat inflation
Commandment #6: Trust the power of compound interest
Commandment #7: Assess Risks and Options
Commandment #8: Make Money Work For You
Commandment #9: Invest and Diversify
Commandment #10: Use the Power of One

Investing Your Money

To all of you out there who is wary of what to do with your hard-earned money or has a surplus of it, check out the schedule below for a very practical investing seminars.


Pera Mo! Palaguin Mo! Workshop
Date & Time : Saturday-June 11, 2011,
1:00PM-5:00PM
Location & Venue : 7th Fl. Citystate
Center Condominium, 709 Shaw Blvd.
Oranbo, Pasig City
Regular Learning Fee: Php3000

Who: Ideal for those who are serious about taking control of their personal lives by preparing their own financial plan to be wealthy.

Why: This workshop will equip you with the skills to make
your own Financial Plan to be Wealthy. It will also equip you with the right Investing Mindset. Armed with these, you will be on your way to financial independence


INVESTability – The Stock Market
Date & Time : Saturday-June 25, 2011,
2:00PM-5:00PM
Location & Venue : Pasig City TBA
Regular Learning Fee: Php2000

Who: Ideal for individuals who would like to understand the
basics of the stock market. Individuals who are considering
investing in stocks or those who have some stocks but are not really knowledgeable on the stock market.

Why: This seminar will equip you with the information and
strategies needed to invest in stocks prudently. Learn what aa stock is and how does it work, how do you grow your money
through stocks. Discover the challenges of stock investing and what it means to be a serious stock investor and how to be a conservative stock investor taking advantage of diversifying your portfolio through stock ownership.
Note: This seminar will NOT teach you to become a stock
trader. Investing is about long term wealth generation.


PISObilities – Wealth Within Your Reach
Date & Time : Saturday-July 16, 2011,
2:00PM-5:00PM
Location & Venue : 7th Fl. Citystate
Center Condominium, 709 Shaw Blvd.
Oranbo, Pasig City
Regular Learning Fee: Php1000

Who: Ideal for individuals who would like to take control of
their finances. Because money management is a family affair,
the seminar is also ideal for couples.

Why: This seminar will equip you with the basics of proper
money management – spending, savings, planning and
investing. It will help you make sense of their financial goals in life and introduce instruments, which will help you achieve it.


INVESTability – Fixed Income Instruments
Date & Time : Saturday-July 30, 2011,
2:00PM-5:00PM
Location & Venue : Pasig City TBA
Regular Learning Fee: Php2000

Who: Ideal for individuals who are considering investing in
debt securities (i.e. government securities, corporate papers
etc.) or those who would like to know more about available
investment options. This is also ideal for those preparing their investments for retirement.

Why: Fixed income instruments is all about ‘lending
investments’ such as government securities, corporate papers, bank products etc. These can give you fixed regular
investment income. Fixed income instruments also play a big
role in managing risk and portfolio diversification.


PISObilities – Wealth Within Your Reach
Date & Time : Sat. - August 13, 2011,
2:00PM-5:00PM
Location & Venue : 7th Fl. Citystate
Center Condominium, 709 Shaw Blvd.
Oranbo, Pasig City
Regular Learning Fee: Php1000

Who: Ideal for individuals who would like to take control of
their finances. Because money management is a family affair,
the seminar is also ideal for couples.

Why: This seminar will equip you with the basics of proper
money management – spending, savings, planning and investing. It will help you make sense of their financial goals in life and introduce instruments, which will help you achieve it.


InvestED – Analyzing Stocks
Date & Time : Sat. - August 27, 2011,
2:00PM-5:00PM
Location & Venue : Pasig City, TBA
Regular Learning Fee: Php3000

Who: Ideal for individuals who have basic knowledge and/or
experience in stock investing. Note: familiarity with investing concepts, the stock market and some stock investing terms will be an advantage.

Why: Learn how to spot stock trends and the like using
information readily available to the average investor. This
seminar will equip you with the knowledge to make better
stock investing decisions. This seminar is about ‘fundamental analysis’ techniques.
Note: Technical Analysis will not be discussed in this seminar.


Pera Mo! Palaguin Mo! Workshop
Date & Time : Sat. – Sept. 10, 2011,
1:00-5:00pm
Location & Venue : Pasig City, TBA
Regular Learning Fee: Php3000

Who: Ideal for those who are serious about taking control of
their personal lives by preparing their own financial plan to be wealthy.

Why: This workshop will equip you with the the skills to
make your own Financial Plan to be Wealthy. It will also
equip you with the right Investing Mindset. Armed with these, you will be on your way to financial independence.


INVESTability – Mutual Funds
Date & Time : Sat. – Sept. 24, 2011,
2:00PM-5:00PM
Location & Venue : Pasig City, TBA
Regular Learning Fee: Php2000

Who: Ideal for those who are considering investing in mutual
funds and would like an unbiased view of the pros and cons of investing in mutual funds in lay-mans terms.

Why: Mutual Funds are considered the greatest democratizer
of investment instruments. You can start investing for
Php5000. But since it is not common knowledge, many people are skeptical.


If you are a previous attendee, you get 50% off the learning fee. Kindly call 6373731 or 41 for more details.

http://www.colaycofoundation1.com/


Francisco Colayco in Private Conversations - Part 1



Francisco Colayco in Private Conversations - Part 2



Francisco Colayco in Private Conversations - Part 3



Francisco Colayco in Private Conversations - Part 4



Francisco Colayco in Private Conversations - Part 5



Francisco Colayco in Private Conversations - Part 6



Francisco Colayco in Private Conversations - Part 7

Friday, April 29, 2011

Checklist: Are you ready to start a business?

I just read this article, one of the posts in the blog of Entrepinoys, Atbp. I hope I won't be accused of plagiarism. :)

This assessment tool is designed to help you better understand your readiness for starting a small business.

General Questions
• Do you think you are ready to start a business?
• Have you ever worked in a business similar to what you are planning to start?
• Would people that know you say you are well suited to be self-employed?
• Do you have support for your business from family and friends?
• Have you ever taken a course or seminar designed to teach you how to start and manage a small business?
• Have you discussed your business idea, business plan or proposed business with a business coach or counselor, Small Business Development Center counselor or other economic development advisor?
• Do you have a family member or relative who owns a business?

Personal Characteristics Questions
• Do you consider yourself a leader, self-starter and a team-player??
• Are you willing to invest a significant portion of your savings or net worth to get your business started?
• Do you have enough confidence in yourself and your abilities to sustain yourself in business, if or when things get tough?
• Do you like to make your own decisions?
• Do others turn to you for help in making decisions?
• Are you prepared, if needed, to temporarily lower your standard of living until your business is firmly established?
• Are you willing to commit long hours to make your business work?
Skills, Experience & Training Questions
• Do you have a business plan for the business you are planning to start, understand its components, and why some consider it to be the most important factor determining business success?
• Do you know what form of legal ownership (sole proprietor, partnership or corporation) is best for your business?
• Do you know if your business will require a special license or permit and how to obtain it?
• Do you know where to find demographic data and information about your customers?
• Do you know how to compute the start-up costs and financial ‘break-even point’ for your business?
• Do you know about the various loan programs that are available from banks and financial institutions in your area?
• Do you understand how a business loan can impact your credit and why small business loans are considered more risky than loans made to large businesses?
• Do you know basic accounting or know how to prepare and/or interpret a balance sheet, income statement and cash flow statement?
• Do you know your target market, and are you sure your planned business fills a specific market need?
• Do you understand the tax requirements associated with your business?
• Do you know how to prepare a marketing strategy for your business, and understand marketing trends in your business industry?
• Do you know how to learn about your business competitors?
• Do you feel comfortable using a computer or other technology to improve business operations?
• Do you have a customer service strategy in mind or in place?
• Do you know if your business should have some form of intellectual property protection?
• Do you know where to obtain information about regulations and compliance requirements that impact your business?

If most of your responses to the questions above is YES, then it indicate that you are well on your way to being an entrepreneur.

Monday, April 18, 2011

New Beginning

Today I woke up feeling that I should do something about my blog. It has been sleeping for how many months/years now!!!
I resolve to make this blog a fun and informative site, an avenue where visitors can be inspired and challenged. :)

This, I have to do in my lifetime.

Watch out for my upcoming posts, be patient with me though!

Thanks.

Tuesday, July 6, 2010

Business Presentations

Check out this SlideShare Presentation: